negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• The large and growing number of homeowners with negative equity will increase the rate of defaults and foreclosures and therefore drive the downward spiral of prices.
  数量庞大且不断增多的负资产房屋业主，会增加违约及丧失赎质权的比例，并因此将推动价格螺旋下跌。
• America has never experienced negative equity on this scale before.
  美国以前从未经历过规模如此之大的负资产状况。
• The problem for banks owning mortgage debt is that the two greatest causes of foreclosure negative equity and unemployment are both set to rise further.
  对于拥有抵押债务的银行来说，问题在于造成丧失抵押品赎回权的两个最大因素负资产和失业都必定会继续上升。
• Since this is an average number, and some households have little or no mortgage debt, this suggests that the proportion with negative equity likely increased significantly as well.
  考虑到这是一个平均数字，而一些家庭的抵押贷款债务很少或没有，这意味着（房屋）资产净值为负的比例可能也出现了大幅上升。
• The average interest rate paid by negative equity property owners was0.60% less than the current best lending rate, 3 basis points lower than the average interest rate obtained by the survey of December last year.
  负资产业主支付的平均利率为现时最优惠利率减0.60厘，比去年12月调查所得的平均利率低3基点。
• A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.
  通胀上升还意味着，实际房价下跌所产生的负资产有所减少，住宅市场可因之解冻。
• Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio.
  研究负资产对按揭贷款拖欠还款风险概率的影响，以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
• But in doing so they are working against the Treasury's broader goals: reducing the chances of foreclosure, cleansing the financial system of bad debts and negative equity, and rejuvenating lending.
  但其所作所为实际上违背了美国财政部的广义目标：减少丧失房屋抵押赎回权的概率，清除沉积在金融体系中的坏账和负资产，并且恢复借贷的活力。
• Policymakers may worry about the effect of housing problems on unemployment homeowners in negative equity may not be able to move in search of jobs but the more important effect runs the other way.
  决策者可能担忧房地产问题对失业率的影响资不抵债的屋主可能无法为工作而搬家但更要命的影响还在别处。
• One in four Dutch homebuyers is in negative equity as a result of falling property values.
  由于房价下跌，拥有房产的荷兰人中有四分之一已处于负资产状态。